IndusInd Legend Credit Card (Best for No Forex Charges)

Credit Cards Indusind
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Key Benefits & Features of the IndusInd Legend Credit Card

1. Zero Forex Charges – Save Big on International Transactions

One of the biggest advantages of the IndusInd Legend Credit Card is its 0% forex markup fee, which means you don’t have to pay any extra charges when you make purchases abroad. Most credit cards charge a standard 3.5% markup fee on foreign currency transactions, but with this card, you get complete fee-free forex spending.

This feature makes it the perfect choice for frequent travelers, international business professionals, and high-spending individuals who want to save money on foreign purchases.

2. Reward Points on International Spending

Unlike many credit cards that exclude international transactions from their rewards program, the IndusInd Legend Credit Card ensures that you get maximum value on forex spends.

  • Earn 2.5 reward points per ₹100 spent internationally.
  • Use reward points for flight bookings, hotel stays, gift vouchers, and cashback.
  • No expiry on reward points, so you can accumulate them and redeem at your convenience.

3. Complimentary Golf Privileges

For those who love luxury experiences, this card provides complimentary golf rounds at select premium golf courses across India and abroad. Whether you’re traveling for business or leisure, you can take advantage of these perks to enjoy an exclusive golfing experience.

4. Exclusive Travel & Lifestyle Benefits

  • Enjoy discounts and exclusive deals on luxury hotels, resorts, and airline tickets.
  • Get priority concierge services to assist with travel bookings, hotel reservations, and special requests.
  • Access VIP privileges at select luxury resorts and fine-dining restaurants worldwide.

5. Complimentary Airport Lounge Access

A great feature for frequent travelers, the IndusInd Legend Credit Card offers complimentary access to airport lounges at both domestic and international airports.

  • Relax in comfortable airport lounges with free Wi-Fi, gourmet meals, and business facilities.
  • Lounge access ensures that your travel experience remains comfortable and stress-free.

6. Comprehensive Travel Insurance & Protection

  • Air Accident Insurance Coverage of up to ₹1 Crore.
  • Lost Baggage & Passport Insurance to cover unforeseen travel mishaps.
  • Flight Delay & Trip Cancellation Coverage to protect against unexpected cancellations.
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What are the annual fees and is there a waiver?

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The annual fee is ₹9,999 + GST, and there is no direct waiver option. However, the benefits can outweigh the fee for high spenders.

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Is this card better than forex travel cards like Axis Forex or Niyo Global?

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  • If you want zero forex markup with rewards, the IndusInd Legend is a great option.
  • If you prefer a prepaid forex card with live rates, Niyo Global is better.
  • Axis Forex Card is useful for preloading multiple currencies with 0% markup.
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Does this card offer complimentary international airport lounge access? If yes, how many visits are covered annually, and does it work with Priority Pass or LoungeKey

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Yes the IndusInd Legend Credit Card is offered as a complimentary International Airport Lounge access through Priority Pass. The number of free visits depends on the latest bank policy so it is best to check with IndusInd Bank for exact details.
Priority Pass Member Status Typically allows access to thousands of lounges worldwide although free visits can be limited per year. After exceeding the complimentary rate, lounge visits may be charged. Some lounges may also require a small service fee even when they accept a Priority Pass.
If you have an add-on card verify whether additional cardholders qualify for lounge benefits. Make sure your Priority Pass membership is activated before traveling as some banks require registration prior to travel.
To check your free lounge visits or to find eligible lounges you can visit Priority Pass’ website, use IndusInd Bank’s mobile app or contact the customer service.
If international flight access is a priority this card offers excellent benefits but it’s always good to compare it with other premium travel cards so you get the best deal for your needs.