I am currently using IndusInd Platinum RuPay, and I have been using it for a year now I I have put almost 1.5L and recently got LE of 22k. Even though it’s a 20% increase, I can’t get it, and then I start getting calls from that I’m eligible for a credit card upgrade to Pinnacle.
I decided to accept the offer, but then I found out that there is a joining fee of 15k+GST. But the card is LFT and I’ll get a voucher worth 15k (some random brands), but if I want to take a voucher of Amazon, it is going to be only 10k.
I agreed and gave my consent for the upgrade.
Now I’m having second thoughts, is it worth 7.7k joining fee is really worth it?
If not, I don’t plan to activate the card.