Is *American Express in India really worth it? On one hand, you get premium rewards, airport lounge access, and customer service. But then, theres high annual fees and limited acceptance compared to Visa and Mastercard. Is it just an expensive status symbol? I’m really not been able to understand, can anyone put forth their views or knowledge, Id be glad
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Key benefits of Amex in India-
1.) Excellent Customer Support
2.) Reward Programs
3.) Status Symbol & Build Quality
4.) Dining & Lifestyle Offers
Drawbacks-
1.) High annual fees
2.) Not accepted at many offline merchants
It is worth it if You travel frequently, dine at premium places, or enjoy curated lifestyle benefits. Not worth it because of spend mostly offline or at merchants that don’t accept Amex.