Does AU Small Finance Bank mandate income proof for all credit card applications? Can applicants qualify based on factors like a fixed deposit, existing bank relationship, or a secured credit card option? Are there specific types of credit cards that do not require income proof? Can students, homemakers, or individuals without a regular income still apply?
Residents who are 18 years of age or older can apply for a secured credit card from AU Small Finance Bank that is guaranteed by a Fixed Deposit (FD). The minimum FD requirement is ₹10,000, and it comes with lounge access and reward points. Nevertheless, some FDs are not qualified to obtain this card. Credit history can be established through responsible use, which may also make one eligible for unsecured credit cards.
For more detailed information, you can refer to the bank’s official [Credit Card Application Process] (https://www.aubank.in/blogs/credit-card-application-process) page.