Is the HSBC Premier Credit Card worth it? What makes it special?

Hey, I’ve been considering an upgrade to HSBC Premier. What are the major perks that make it worth having

Absolutely worth it for me, the hsbc premier cc range of benefits including complimentary airport lounge access, international travel insurance and worldwide assistance. You will also earn points on purchases through the card

Absolutely, the HSBC Premier Credit Card is worthwhile, particularly for HSBC Premier account holders who enjoy international banking perks and travel regularly.

What Makes It Special?

Low Forex Markup
Airport Lounge Access
Reward Points & Cashback
Premium Travel Insurance
Fuel Surcharge Waiver
Zero Annual Fees

If you already have an HSBC Premier account, the HSBC Premier Credit Card is a solid choice, especially if you travel a lot. The zero forex markup is a lifesaver for international spending, and the travel insurance is actually useful—it covers flight delays, baggage loss, and medical emergencies. Lounge access is decent but not as extensive as premium travel cards. The reward points are nice, though redemption options could be better. And while there’s a fuel surcharge waiver, it’s not the best for fuel savings. Overall, if you want a premium card without paying an annual fee, this one’s worth considering.

If you’re already a HSBC Premier customer, definitely opt for this card to get those Free travel insurance, concierge services, and golf privileges