Does ICICI Bank Times Black Credit Card offer discounts, cashback, or travel credits when booking cruises or vacation packages?
Yes, the ICICI Bank Times Black Credit Card offers benefits for holiday bookings, including milestone benefits and reward points.
Benefits for holiday bookings
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Milestone benefits: You can get milestone benefits worth up to Rs 50,000.
These include:- A Klook voucher for overseas travel and experiences worth Rs 10,000
- Rs 10,000 for airport shuttles with BLADE India, Avis, or Indian Travel House
- A Tata CLiQ Luxury Gift Card worth Rs 10,000
- A one-night stay at Ayatana Resorts worth Rs 20,000
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Reward points: You can earn up to 2.5% reward points on card spends
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Annual fee waiver: You can get an annual fee waiver if you spend Rs 25 lakh
Yes — there are benefits, though how much value you get depends on how you use them. Some of the ways this card helps with holiday or cruise-type spends:
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Travel-Related Vouchers / Discounts
The card offers welcome / milestone vouchers that can be used via travel partners (e.g. hotel-stay vouchers through EaseMyTrip, or similar) which can substantially reduce cost when booking holiday packages. -
Exclusive Offers on Travel Platforms
There are partner offers, e.g. with Klook, for curated travel experiences or adventures. Holiday extras like tours, local experiences, etc., may have discounts or credits. -
Zero Cancellation Charges for Flights & Hotels
When booking your travel components (flights + hotels) with this card, the card has a signature benefit: zero cancellation charges on domestic flight and hotel bookings (subject to caps, type of hotels etc.). That means better peace of mind for holiday planning where plans might change. -
Reward Points on Holiday / Travel Spend
Travel or holiday package spends, especially international ones, often give better reward point accrual rates. E.g. the Times Black card gives higher reward points for international spends, which helps when paying for cruises or overseas holiday components. -
Travel-Lifestyle Perks
Other travel-friendly benefits like lounge access (domestic + international), concierge / luxury transfers, visa services, etc. combine to make the holiday experience more comfortable and sometimes save you on extra costs.
What to Check / Limitations — So You Get Real Value
While benefits exist, getting “good value” depends on some factors. Here are what to watch out for:
Fees vs Spend
The Times Black card has a high joining fee and annual fee (₹20,000 + GST) which you need to offset via the benefits. If you don’t spend a lot or use many of the holiday/travel perks, the cost might outweigh the gain.
Caps & Restrictions
Many benefits like zero cancellation or vouchers have caps (monetary maximums), limits on number of times use, or are valid only for certain hotel star-categories or types of travel booking. Sometimes domestic only.
Eligible Partners / Booking Channels
To avail discounts or offers, you may have to book through specific partner websites/apps, use special codes, or book via “Times Black / iShop / Klook etc.” The benefit may not apply if you do “wild card” booking through travel agents not covered under the partner scheme.
Travel Insurance / Cancellation Conditions
Zero cancellation charges and travel insurance apply only under certain conditions (for bookings made using the primary Times Black card, certain hotel categories, certain limits etc.). Always check exact T&Cs before relying on them.
Value of Reward Point Redemption
Even if you earn many reward points, how you redeem them matters. Some redemptions (hotel stays, travel vouchers) will give better “bang for buck” compared to others (e.g. redeeming for statement credit, or for small value vouchers) which may drop the effective return rate.
you can check the card’s official benefits page here: