Does PNB offer any credit cards with no joining or annual fees? Are there specific credit card variants that are permanently free for customers? Are all PNB credit cards lifetime free, or only certain types? Does PNB waive the annual fee if the cardholder meets specific spending criteria? Are lifetime-free credit cards offered to certain customer categories, such as premium account holders or high-income individuals? What perks and rewards do these cards offer, such as cashback, reward points, or travel benefits? Are there any spending or usage limitations on these cards? Who can apply for a lifetime-free PNB credit card? What are the income and credit score requirements? Is the application process different from regular PNB credit cards?
Yes, the Punjab National Bank (PNB) provides credit cards with no lifetime fees. The PNB Global Classic Credit Card allows you to accumulate points for every 100 rupees spent without an annual fee.
In addition, PNB provides credit cards with an option of waiving the annual fee such as PNB RuPay Select Patanjali Credit Card and PNB RuPay Select Credit Card. For instance, if once in a quarter, you utilize the PNB RuPay Select Patanjali Credit Card after the first year, you can get it for life free of cost.
To know the details, features, benefits, and the eligibility of these cards, you may always visit the official website of PNB or contact their customer service department directly.