On May 2025, in partnership with Pine Labs, J&K Bank introduced a RuPay Credit Card that integrates seamlessly with UPI, enabling pre-approved credit lines via UPI.
I just researched this card and found it’s true. In May 2025, J&K Bank, in partnership with Pine Labs, launched a RuPay Credit Card that integrates with UPI, allowing pre-approved credit lines to be used via UPI. The card is powered by Pine Labs’ Credit+ platform, which enables seamless credit transactions through UPI. You can find more information here. UPI-linked Revolving Credit Instrument to be introduced by J&K Bank powered by Pine Labs