Kotak Mahindra Revised transaction Fees (Effective June 1, 2025)

General
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Utility Bill Payments: 1% if spend exceeds limits per billing cycle.
Education Payments: 1% on payments via third-party apps
Wallet Loading: 1% above ₹10,000 per cycle
Fuel Transactions: 1% above set limit.

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Interesting, does the 1% fee on wallet loading apply only if we cross ₹10,000 in a single transaction or total per billing cycle?