Maximizing Cashpoints on HDFC Millennia Credit Card

Credit Cards HDFC
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How can a cardholder maximize CashPoints earnings on a Millennia Credit Card?

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  1. Use for Online Shopping – Earn 5% cashback on Amazon, Flipkart, Swiggy, Zomato & more.
  2. Pay Bills & Other Online Spends – Get 2.5% cashback on other online transactions.
  3. Use for Daily Expenses – Earn 1% cashback on offline spends & wallet reloads.
  4. Hit Milestone Benefits – Spend ₹1L/quarter to get a ₹1,000 voucher or lounge access.
  5. Avoid Wallet Loads – Cashback is lower (1%), so prioritize direct payments.

Smart spending = Maximum rewards! :moneybag::fire:

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:heavy_check_mark: Use the card for all major online purchases on Amazon, Flipkart, Swiggy, etc.
:heavy_check_mark: Ensure transactions are ₹2,000+ for 5% cashback.
:heavy_check_mark: Use for daily offline spending to earn 1% cashback.
:heavy_check_mark: Track quarterly spending to get extra vouchers.
:heavy_check_mark: Redeem CashPoints smartly against your card bill.