Redemption of reward points in HDFC Millennia Credit Card

Credit Cards HDFC
, , ,
1

How do I redeem my reward points accumulated on the HDFC Millennia Credit Card?

2

Via NetBanking:

  1. Log in to HDFC NetBanking.
  2. Go to Credit Cards → Click Redeem Reward Points.
  3. Select your card, choose Points Range & Category, and add items to the cart.
  4. Review & Redeem → Note the Redemption Order Number.

Via SmartBuy:

  1. Log in to SmartBuy → Go to Privileges → Select Rewards.
  2. Choose a voucher, select quantity, and click Checkout.
  3. Redeem Points → Enter voucher code → Click Confirm
3

You can redeem HDFC Millennia Credit Card reward points in multiple ways:

  1. NetBanking – Log in, navigate to ‘Redeem Reward Points’ under the Credit Card section, select a category (vouchers, gifts, statement credit), and confirm the redemption.
  2. SmartBuy – Use your points to get gift vouchers from top brands like Amazon, Flipkart, and more.
  3. Cash Credit – Convert CashPoints into statement credit (1 CashPoint = ₹0.30) and reduce your outstanding balance.

Just remember, points expire in 1 year, so don’t let them go to waste!

4

i used the HDFC Millennia Credit card and i found the ₹0.30 per point cashback to be the most valuable redemption option

5

The HDFC Millennia Credit Card allows you to redeem reward points for cashback, gift vouchers, flight bookings, and more.

How to redeem?

  • Log in to HDFC NetBanking or the HDFC SmartBuy portal
  • Go to Cards, Credit Cards and then Redeem Reward Point.
  • Choose the redemption category cashback
  • Select the number of points & confirm redemption
  • Cashback is credited to your card account in 7 working days
  • Vouchers and travel bookings are processed instantly

Minimum redemption for cashback: 500 points
Points expire in 2 years, so redeem them on time
Cashback is credited as a statement adjustment, not direct cash