Reward Points in HDFC Millennia Credit Card

Credit Cards HDFC
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1

Does the HDFC Millennia credit card offer any reward points?

2

Yes! HDFC Millennia Credit Card offers CashPoints as rewards:

  • 5% CashPoints on top online brands (Amazon, Flipkart, Swiggy, Zomato, etc.).
  • 1% CashPoints on all other spends (except fuel, rent, wallet loads, EMI, and govt transactions).
  • Max Cap: 1,000 CashPoints per month.
  • Validity: 1 year from the date of earning.

Note: 1 CashPoint = ₹0.30 (for statement credit).

3

The HDFC Millennia Credit Card is great for online shoppers, offering 5% CashPoints on select platforms like Amazon and Flipkart. But be mindful—wallet loads, rent payments, and fuel don’t earn points. Also, while the points expire in a year, redemption options are somewhat limited. If you mostly shop online, it’s a solid pick, but if you want flexibility, you might find other cards more rewarding.

4

Yes, for qualified transactions, the HDFC Millennia Credit Card delivers CashPoints as a reward. You may use these CashPoints to book flights, buy things, get cashback, and more.

Structure of CashPoint Earnings

  • 10 partner retailers (Amazon, Flipkart, Swiggy, Zomato, Tata Neu, Myntra, Uber, etc.) offer 5% CashPoints on online purchases.
  • All other offline and online purchases earn 1% CashPoints.
  • No CashPoints for government spending, EMI transactions, fuel purchases, rent payments, or wallet reloads.

CashPoint Redemption & Value

  • When exchanged for statement credit, one CashPoint is worth ₹0.30.
  • Use SmartBuy to redeem for travel, lodging, and gift cards.
  • 500 CashPoints are required as a minimum redemption for cashback.