SBI Aurum Credit Card (Best for Elite Travelers & Forex Spenders)

Key Features & Benefits of the SBI Aurum Credit Card

1. High Reward Rate on Forex Transactions

  • Earn 10 reward points per ₹100 spent internationally, making it one of the most rewarding credit cards for forex transactions.
  • Enjoy accelerated rewards on travel, luxury shopping, and dining.

2. Complimentary Airport Lounge Access

  • Get unlimited access to international and domestic airport lounges with premium amenities.
  • Lounge benefits include complimentary refreshments, Wi-Fi, and business facilities.

3. Luxury Hotel & Travel Privileges

  • Access exclusive hotel discounts, complimentary stays, and upgrades at premium properties.
  • Enjoy special airline privileges, including flight ticket discounts and premium cabin offers.

4. Low Forex Markup Fee

  • Benefit from a competitive 1.99% forex markup fee, lower than many premium travel credit cards.
  • Ideal for frequent business travelers and luxury vacationers who spend internationally.

5. Exclusive Lifestyle & Concierge Services

  • Enjoy round-the-clock concierge services for reservations, event bookings, and personal assistance.
  • Get VIP access to entertainment events, golf privileges, and luxury brand partnerships.

6. Travel Insurance & Additional Perks

  • Avail comprehensive travel insurance coverage, including lost baggage, flight delays, and medical emergencies.
  • Receive fraud protection and zero liability on unauthorized transactions for added security.

How does the SBI Aurum Credit Card reward international spending?

  • Earn 10 reward points per ₹100 spent internationally, making it one of the highest forex spending rewards among premium cards.
  • The points can be redeemed for flights, hotels, vouchers, and exclusive experiences

What luxury benefits does the SBI Aurum Credit Card offer?

  • Luxury hotel benefits – Discounts and premium experiences at partner hotels.
  • Premium airline privileges – Offers on business & first-class flights.
  • Concierge services – 24/7 assistance for travel bookings, reservations, and lifestyle experiences.

If I need to pay my credit card bill while overseas, what’s the best way to do it? Does SBI support international bank transfers or mobile app payments?

Plan ahead when sending your SBI Aurum Credit Card bill payment from abroad since the billing process remains easy nonetheless. Payment through SBI YONO app or NetBanking yields the simplest method for completing your SBI Aurum Credit Card bill using your linked savings account. The payment gateway options include BillDesk and NEFT together with any third-party payment services which provide support for SBI credit cards.

SBI allows international bank transfers for credit card payments only through Indian bank accounts which belong to you or trusted individuals followed by bill payments from these accounts. People who own NRE/NRO accounts select these accounts to make their fund transfers without complications.

The use of non-Indian mobile numbers requires active international roaming services to prevent payment obstacles or you should create a separate email for receiving OTPs. You should enable automated payments which cover the minimum required amount on your credit card to prevent late fees whenever you forget.

Credit card transactions from overseas will take more time to appear thus you should make payments in advance by at least two days. Contact SBI’s customer care for assistance but reach them through their international helpline service to avoid international call charges.