I frequent SPAR and other Landmark stores and heard about the SPAR SBI Card PRIME with high rewards and lounge access. I’m considering applying — anyone here who applied recently? How strict is the approval process and what should one expect?
SBI SPAR Card PRIME Eligibility Criteria:
I applied at one time which was about a month ago and I made sure that I had the eligibility requirements before I had my application form submitted. What matters on the basis of my personal experience and discussions with other people is as follows:
- Should be a resident of India and pass the age between 18-60 Years
- A monthly income (salaried or self employed) of at least 50000+ rupees is desirable
- My credit score was 745, and there was no problem with the approval of the application
- No requirement of SBI or Landmark account but in case you already have one, then it can help in faster processing
- They do consider level of consistency in income: you will be inquired of about the history of work or their continuity of employment
How I Applied for the SPAR SBI Card PRIME Online:
no third-party websites to fill out an application- only the SBI card official website.
The whole system was online and buys less than 10mins:
- Entered and searched the URL of SPAR SBI Card PRIME and submitted the apply form
- plugged in personal information such as PAN, mobile number, income, email
- e-KYC completed in seconds
- Submitted 2 salary slips of 2 months and last 3 months bank statement
- then I added a digital passport-size photograph
- There are no visits to branches or paperwork necessary
Documents Required for SPAR SBI Card PRIME:
when applying online, they requested the following:
- PAN Card
- Aadhaar Card (id and address proof)
- The two recent payslips
- Last 3 months Bank statement
- A digital upload of one passport size photograph.
Approval Process and Card Delivery:
My documents were verified the following day after submission of documents The time of approval was approximately 2 working days. The tangible card arrived at my address in 6-days. It is possible to check your status on the South Indian Bank site using the mobile number or application ID.