I got one card as my first credit card at that it was I was in my final year of BTech with an fd of 10000. It was about I year old, 10 months ago, now I am working, and currently I have Millenia(Got it with salary account in HDFC), Amex MRCC(Took it for Hotels and Flights), and IDFC First Power(For Fuel and LPG).
So today I got offer from onecard, they are willing to close my FD and return my money, increase my limit to 1.4L and offer me their metal card, but they are changing my bank CSB bank and my old card was with SBM Bank, and it’s first time I have heard about CSB Bank is it a good bank?
The region I am holding it in becomes it was my first card, and if I close my FD before one year, I’ll not get my interest. What should I do?