SC lets you transfer your credit card balance to another bank at a lower interest rate. But is this easier to do in India or other countries?
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In India, SC’s balance transfer option lets you move debt from another bank’s credit card to SC at a lower interest rate (as low as 1% per month) for up to 6 months. Internationally, in Singapore, UAE, and the UK, balance transfers often come with 0% interest for 6-12 months but require a processing fee (2-3%). Verdict: SC’s balance transfer is easier in India with lower eligibility requirements. Overseas, the offers are better (0% interest) but require a higher credit score.