Hello everyone, My goal is to invest without worrying too much about market ups and downs. Which large-cap mutual funds in 2025 are the most trusted for giving growth and long-term stability?
That’s a good question. Many people want a peaceful place to grow their money and large-cap funds is what they need.
Best Large-Cap Funds for Stable Growth
Large-cap funds buy shares of the biggest 100 companies in India. All this companies have strong sales and low debt, so their share prices move slowly compared to smaller firms.
| Fund Name | 3-Year Return | 5-Year Return | Yearly Cost | Fund Size |
|---|---|---|---|---|
| Mirae Asset Large Cap Fund | 18 % | 16 % | 0.72 % | ₹35,700 crore |
| ICICI Prudential Bluechip Fund | 17 % | 15 % | 0.78 % | ₹42,300 crore |
| SBI Bluechip Fund | 16 % | 15 % | 0.82 % | ₹38,100 crore |
| HDFC Top 100 Fund | 15 % | 14 % | 0.80 % | ₹27,600 crore |
| Axis Bluechip Fund | 15 % | 14 % | 0.83 % | ₹31,400 crore |
Things to Keep in Mind
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These funds move less than mid-cap or small-cap funds, so daily price changes are smaller.
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You have to keep at least five years in mind before you need the money.
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Review the fund once every year. If the cost rises or the manager changes style, you can switch to another large-cap fund.
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Do not stop the SIP when the market falls. Staying invested is the main way to earn good returns.
Tax You Will Pay
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If you hold for one year or more, you pay 12.5 % tax on gains above ₹1.25 lakh in that year.
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If you sell before one year, gains are added to your income and taxed as per your slab.
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Each SIP instalment has its own one-year clock; you calculate tax unit-by-unit.
Extra Help for You
If you are not sure about how much to invest, use this simple rule:
(100 : your age) = percentage of your equity money that can go into large-cap funds.
Example: age 40 up to 60 % of your equity money in large-cap, rest in mid-cap or debt.