What are milestone benefits (e.g., rewards, discounts, or exclusive offers) that credit cardholders earn upon reaching certain spending thresholds? How are these benefits structured (e.g., achieving a specific spending amount in a given period)? How do AU credit cards function in terms of earning rewards, cashback, or benefits? What types of transactions or activities earn rewards, and how are they redeemed?
AU Small Finance Bank credit cards offer spending-based rewards, such as quarterly vouchers for spending ₹2 lakh in a quarter, monthly bonuses for achieving ₹20,000 or more in a month, and annual spending rewards for ₹8 lakh or more. Some cards also provide bonus reward points for meeting monthly spending criteria. Key considerations include eligibility, redemption processes, and terms and conditions. Strategically planning expenditures to align with these milestones can maximize the benefits and rewards offered by your card.