I keep hearing about SmartBuy offers in the HDFC Mobile Banking app, how do I find and use them?
I was exploring offers on my HDFC app recently and realized lots of people don’t know about SmartBUY, it’s a neat way to get deals while doing banking itself.
What Are SmartBUY Offers in HDFC Mobile Banking App?
SmartBUY is a rewards and shopping platform integrated into HDFC’s mobile banking app. Here’s what you can do with it:
• You can get discounts and cashback on bookings such as flights, hotels and holiday packages.
• You can qlso buy electronics, gadgets and even large appliances with special deals.
• You will be able to pay movies, events and experiences at lesser costs using the HDFC deals.
• Use SmartBUY for loan and insurance purchases at partner merchants, all from the banking app.
Types of SmartBUY Offers and Their Benefits
| Offer Type | Benefits | How to Use in the App |
|---|---|---|
| Travel (Flights / Hotels) | Discount, cashback, extra miles | Open SmartBUY → Travel section → Select booking option → Pay using HDFC card or bank balance |
| Electronics & Gadgets | Cashback & EMI deals | Go to SmartBUY → Electronics → Choose product → Complete purchase |
| Lifestyle / Experience | Vouchers, event deals | Select Lifestyle category → Pick experiences like movies or events → Pay via SmartBUY |
| Loans & Insurance | Insurance deals, loan discounts | Apply for insurance or loans through SmartBUY to get special rates |
| Gift Cards | Discounts on gift vouchers | Open SmartBUY → Gift Cards → Buy and use/share the vouchers |