As someone who enjoys using credit cards for travel perks and lifestyle rewards, I’m curious — what are the best alternatives to American Express credit cards in India that still offer similar premium benefits like lounge access, concierge services, and exclusive offers?
As someone who truly enjoys premium travel and lifestyle perks, I definitely noticed the gap when American Express paused new credit card applications in India. I started looking for options that could match the luxury, rewards, and service quality Amex is known for.
Top Alternatives to Amex Credit Cards:
1. HDFC Infinia Credit Card
• Offers unlimited airport lounge access (both domestic and international).
• Provides concierge services, club memberships, and accelerated reward points on travel and dining.
• Best suited for users with high annual spending who value premium experiences.
2. Axis Bank Magnus Credit Card
• Comes with complimentary flight vouchers, Taj Epicure membership, and EazyDiner Prime access.
• Ideal for those who enjoy fine dining and luxury travel.
• I personally found Magnus rewarding due to its generous monthly milestone benefits and exclusive brand tie-ups.
3. ICICI Bank Emeralde Credit Card
• Provides complimentary spa and lounge access, 24x7 concierge service, and travel insurance.
• Great for frequent travelers who prefer comfort and personalized assistance.
Final Thoughts
While Amex cards remain iconic for their customer experience, these alternatives ensure that premium users in India don’t miss out on luxury benefits. Each card has its own strengths depending on your lifestyle and spending pattern.
For more details and eligibility requirements, you can visit the official : https://www.hdfcbank.com/