What are the annual fees for SBI credit cards, and is there a way to get them waived by spending more?
SBI credit cards have different annual fees, but many offer a waiver if you spend enough in a year.
- SBI Cashback Credit Card – ₹999/year, waived if you spend ₹2 lakh.
- SimplyCLICK SBI Card – ₹499/year, waived if you spend ₹1 lakh.
- SBI Elite & Air India Signature Card – ₹4,999/year, no waiver, but benefits like free vouchers, lounge access, and flight miles make up for it.
- Club Vistara SBI Card – ₹1,499/year, no waiver, but free Vistara flight ticket covers the fee.
If you want a zero-cost card, go for SimplyCLICK or Cashback SBI Card and hit the waiver limit. If you love travel perks, the premium cards justify their fees without a waiver.
Track your annual spending of your SBI credit card via SBI Card app or website
If you meet the waiver criteria, the next year’s fee is automatically waived
| Card Name | Annual Fee | Fee waiver condition |
|---|---|---|
| SBI SimplySAVE | ₹499 + GST | Spend ₹1 lakh annually |
| SBI SimplyCLICK | ₹499 + GST | Spend ₹1 lakh annually |
| BPCL SBI Card | ₹499 + GST | Spend ₹50,000 annually |
| SBI PRIME | ₹2,999 + GST | Spend ₹3 lakh annually |
| SBI ELITE | ₹4,999 + GST | Spend ₹10 lakh annually |
| Air India SBI Platinum | ₹1,499 + GST | Spend ₹2 lakh annually |
| Air India SBI Signature | ₹4,999 + GST | Spend ₹10 lakh annually |
| Club Vistara SBI Card | ₹1,499 + GST | No Waiver |
| Club Vistara SBI Card PRIME | ₹2,999 + GST | No Waiver |
| IRCTC SBI Platinum | ₹500 + GST | Spend ₹2 lakh annually |