What are the benefits of HSBC Premier Credit Card?

As a second credit card i am thinking of getting HSBC premier credit card. What are the benefits which i can avail with it.

With the new metal HSBC Premier Credit Card, you’ll get the lowest foreign exchange markup anytime and anywhere. Plus, get 1:1 redemption for more than 20 airlines and for Apple products with Imagine vouchers. you also get unlimited lounge access globally and 8 international guest visits. Lounge access at over 1,400 airports, international travel insurance and worldwide assistance. With each spend you will earn rewards. You’ll also get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.