I am planning to get an RBL bank credit card. What are the benefits offered by the RBL bank credit cards?
RBL Bank credit cards offer a wide range of benefits tailored to different lifestyles, preferences, and spending patterns. Here are some common benefits of RBL Bank credit cards:
1. Cashback on Purchases
- RBL credit cards like the Platinum Maxima offer cashback on a wide variety of purchases, especially on dining, entertainment, fuel, and other daily expenses. For example, you can earn 5% cashback on dining and entertainment.
2. Reward Points
- Most RBL credit cards reward you with reward points for every purchase you make. You can accumulate these points and redeem them for a variety of rewards such as gift vouchers, merchandise, travel bookings, or even cashback.
3. Welcome Benefits
- RBL credit cards often come with welcome benefits, which could include bonus reward points, cashback, free movie tickets, or shopping discounts when you make your first purchase.
4. Airport Lounge Access
- Many RBL Bank credit cards (such as Signature and SuperCard) provide complimentary access to airport lounges, both domestically and internationally, enhancing your travel experience.
5. Fuel Surcharge Waiver
- RBL Bank credit cards typically offer a fuel surcharge waiver on fuel purchases. This helps reduce the extra cost of fueling your vehicle, often up to 1% on every fuel purchase.
6. Movie Benefits
- Several RBL credit cards, like the Popcorn Card, come with free movie tickets or discounts on movie bookings, making it a good option for movie lovers.
7. Cash Withdrawal Benefits
- The SuperCard from RBL Bank offers 0% interest on cash withdrawals for up to 50 days, giving you flexibility in times of need, without worrying about high interest charges.
8. Travel Perks
- Travel benefits include exclusive discounts on flights, hotel bookings, and travel packages. Premium cards like the World Safari and Signature Credit Card offer priority check-ins, global travel insurance, and more exclusive travel privileges.
9. Concierge Service
- Premium RBL credit cards (like the World Safari card) provide a concierge service, which assists with booking travel, dining, and even organizing events. It’s like having a personal assistant available at your fingertips.
10. Discounts on Shopping & Dining
- Enjoy exclusive discounts on dining, shopping, and more with certain cards. Some cards offer discounts at partnered restaurants and retail outlets, as well as seasonal promotions on various platforms.
11. Insurance Coverage
- Many RBL Bank credit cards come with insurance coverage, including travel accident insurance, purchase protection, and fraud liability protection. This offers additional peace of mind for cardholders.
12. Emergency Assistance
- Emergency assistance services can be availed on many RBL credit cards, which provide services like emergency card replacement, emergency cash advances, and more.
13. Easy EMI Conversion
- RBL Bank credit cards provide the flexibility to convert large purchases into Easy EMIs (Equated Monthly Installments), making it easier to manage payments over time with low-interest rates.
14. Online Banking & Bill Payments
- You can manage your RBL credit card easily through online banking or the mobile app, making it convenient to track spending, pay bills, or request a statement. Some cards even offer bill payment reminders and cashback for timely payments.
15. Exclusive Deals & Offers
- RBL credit cardholders often get access to exclusive deals, seasonal sales, and special partnerships with various brands across categories like fashion, electronics, travel, and more.