I am a new user of the bank of baroda credit card and unaware of the benefits of the card. Need some help!
BOBCARD provides a host of benefits. Some of them are:
1. Use Now Pay Later: You can use the available card limit as per your requirement and repay within the specified due date
2. Easy to Carry: Credit Card is a plastic card which can be easily carried along without adding load to your wallet.
3. Contactless transactions: You can simply tap your contactless BOBCARD on NFC enabled POS machines to make simple, convenient & secure transactions
4. Reward Points: You can earn Reward Points on every purchase made using BOBCARD. The accumulated Reward Points can be redeemed on accumulation of min.500 points
5. Exclusive Cashbacks & Discounts: You can avail Cashbacks & Discounts, on various merchants & Partners in shopping, Dining, Travel & other categories. To know more about the current offers click Terms and Condition
6. Add-on Card: You can gift your loved ones up to 3 complimentary Add-on Cards
7. Pay in EMIs: You can pay back your big purchases in easy EMIs
8. Cash withdrawal from ATMs: You can use your BOBCARD to withdraw cash from any ATM across India
i really like the zero joining fee of Bank of Baroda credit card and the Buy 1 Get 1 on Movie Tickets via Paytm offer
Rewards & Cashback- Reward points on every spend (for shopping, travel and others) and cashback for groceries, dining, fuel, and bill payments.
Travel Benefits- Complimentary airport lounge access on premium cards.
Fuel Surcharge Waiver- 1% fuel surcharge waiver at all petrol pumps across India.
Easy EMI & Contactless Payments- You can convert high-value purchases into EMIs.
Security & Insurance- Zero liability on lost/stolen cards if reported in time. Also Travel & accidental insurance coverage will be provided on selected cards.
Bank of Baroda credit cards come with a range of benefits depending on the type of card you hold. Most cards offer reward points on every spend that you can redeem for vouchers, merchandise, or statement credit. Many cards also provide fuel surcharge waivers, EMI conversion on purchases, and discounts on dining, travel, or shopping through partner offers. Premium cards add perks like airport lounge access and higher reward multipliers on travel or online spends. You can check the detailed benefits of your specific card on the official BOB Financial rewards page or call customer care at 1800 103 1006 to know what features your card comes with.