What are the best offers & deals available on HDFC Credit Cards?

Credit Cards
1

I wanted to know the different offers provided by HDFC on their credit cards and what makes them unique from other credit cards? Are they better in comparison?

3

If you already have HDFC CC, you can simply log in to your HDFC net banking and see what offers are provided/applied.
If you don’t hold any card right now, check HDFC SmartBuy/PayZapp, which is especially there to communicate their offers to us.
(https://offers.smartbuy.hdfcbank.com/v1/foryou)

What makes it unique is probably their SmartBuy 10X Rewards Program, where you can earn up to 10 times the regular reward points or 10% cashback. They also have co-branded specialized cards like IRCTC HDFC Bank Credit Card and Tata Neu HDFC Bank Credit Cards.

You can check this link for all info:
8 Different Types of Credit Cards in India| HDFC Bank (types of credit cards)> Co-branded cards (links)

4

The deals and offers on HDFC credit cards for a specific person would depend on your salary, your credit score and your intended use of the credit card. I would suggest you to talk to your local HDFC Bank branch. They usually have a dedicated relationship manager for credit cards.

5

I think he meant offers on savings and purchases and not on the limit or type of card

6

HDFC bank offers few selected credit cards with no joining fees that is lifetime free credit cards. e.g,

  • Millennia Credit Card
  • Diners Club Privilege
  • Biz Grow
  • PIXEL Play
  • PIXEL Go

HDFC Bank has a dedicated platform called SmartBuy, where cardholders can access
exclusive deals and discounts across various merchants and categories.

There are attracting welcome benefits for new cardholders. e.g, Tata Neu Infinity HDFC Bank Credit Card offers:

  • A welcome bonus of 1,499 NeuCoins
  • Special benefits and free memberships in a number of categories.

Additionally, credit cards from HDFC Bank offer a range of benefits in other areas, including:

Discounts for dining
Fuel Surcharge Waivers
Online Shopping

7

Which is more feasible, by using the smartbuy platform by hdfc or by claiming the offers directly via HDFC Credit Cards?