I’m looking to understand the charges involved when adding money to the PhonePe Wallet using a credit card. Are there any convenience fees or hidden charges applied during such top ups? Do these charges vary based on the card type like Visa, MasterCard, or Amex?
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Yes, you can add money to your PhonePe Wallet using a credit card, but it comes with a convenience fee. PhonePe typically charges around 2% to 3% plus GST when loading the wallet via credit card, though the exact rate may vary based on card type and ongoing policies. This fee is clearly shown during the transaction process, so you’ll know before confirming the payment. The charges are generally applicable across major networks like Visa, MasterCard, and American Express.