What qualifications do I need to meet to be considered for this card?
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To apply for the Axis Bank Atlas Credit Card, you must be at least 18 years old, be a resident of India, and having a minimum income of Rs. 12 Lakh if salaried, and 15 Lakh if self - Employed. A good credit score (typically 700 or higher) is recommended. Axis Bank may require income documentation and proof of identity during the application process.
if you’re an existing Axis Bank customer with a strong banking relationship may have a better approval chance for the Axis Bank Atlas Credit Card
Age & Residency:
Age should be 18-70 years for primary cardholders.
Age should be 18 years and above for Add-on cardholders.
Person should be an Indian residence.
Income Requirements:
Salaried Individuals: Minimum ₹9 Lakh per annum
Self-Employed Individuals: Minimum ₹12 Lakh per annum
Credit Score & Other Factors:
credit score must be of 750+
No history of loan defaults.
Strong banking relationship with Axis Bank
What are the documents required for application?
Identity Proof: Aadhaar cards, PAN cards, passports, voter IDs, or driver’s licenses
Address Proof: Utility bills, Aadhaar cards, passports, or rental agreements
Income Proofs: an ITR, or bank statements from the previous three to six months
For the Axis Bank Atlas Credit Card, you generally need to be between 18 and 65 years old, with a good credit score (usually 700 plus helps). You should have a steady income, salaried or self-employed, with a minimum monthly income around ₹1,00,000, though exact numbers can vary. They also look for a clean credit history and proof of identity and address.
Basically, if you have a decent income, good credit score, and are responsible with credit, you should be eligible to apply. If you don’t meet those, the bank might reject or offer a different card instead.
You must be between the age of 18 to 70 and your income if you are salaried should be 12 lakhs and for self employed net annual income should be above 15 lakhs.