What are the main benefits of the Club Vistara SBI Credit Card, and is it really worth it for someone who travels frequently, especially with Vistara or Air India?
The Club Vistara SBI Credit Card offers several benefits tailored for frequent travelers, particularly those who often fly with Vistara or Air India. The card provides 3 CV Points per ₹200 spent, which is great for earning rewards that can be redeemed for flights or upgrades. One of the standout perks is the complimentary economy-class ticket you receive after paying the annual fee of ₹1,499 + taxes. For regular travelers, this ticket could essentially offset the cost of the fee if used wisely. You also get Priority Pass membership for access to international lounges, although the visits are chargeable. In terms of insurance, the card offers comprehensive travel coverage, including air accident cover (up to ₹50 lakh), baggage loss cover (up to ₹72,000), and flight cancellation cover (up to ₹3,500 per cancellation, up to 4 cancellations a year), which is solid for travelers who want extra peace of mind.
However, the card’s worth really depends on how often you fly. If you’re a regular Vistara or Air India flyer, the reward points and complimentary ticket can offer good value. But if you’re not flying often, the annual fee of ₹1,499 might feel like more of a cost without enough return. The card’s lounge access benefit is also limited to 4 complimentary domestic lounge visits per year, but there have been reports of some users facing trouble with lounge access, which can be a bit frustrating. Additionally, after the Air India-Vistara merger, there’s some uncertainty regarding the transfer of CV Points and vouchers to the Air India loyalty program, which has caused some frustration among cardholders.
So, if you’re a frequent flyer with Vistara or Air India, the card offers great benefits. But for less frequent travelers or those who don’t fly with these airlines, you might want to reconsider or explore other cards with lower fees and more flexible rewards.
The Club Vistara SBI Credit Card is tailored for frequent travelers.
The benefits that you’ll be getting are welcome gift (Vistara Economy class ticket), reward points (3 Club vistara points for every Rs. 200 spent across all categories, including fuel).
Moreover, you will get milestone benefits e.g, 1 economy class ticket each upon reaching annual spends of Rs. 1.25 Lakhs, Rs. 2.5 Lakhs, and Rs. 5 Lakhs and Rs. 5000 Yatra hotel e-voucher on annual spends of Rs. 5 lakhs.
You will also be benefitted by getting 4 complimentary domestic airport lounge visits per year.
Insurance coverage will also be given. Air accident cover up to Rs. 50 lakh, lost card liability cover up to Rs. 1 lakh, and coverage for baggage loss/delay and loss of travel documents.
You can also get complimentary enrollment into Vistara’s frequent flyer program.
Joining fees: Rs. 1499+gst
Renewal fees: Rs. 1499+gst