What specific fees are applied when using the AU Small Finance Bank credit card for transactions involving foreign currencies? Are there any foreign exchange markup fees, conversion fees, or other additional costs? How are these charges calculated (e.g., a percentage of the transaction amount)?
The foreign exchange markup fee on AU Small Finance Bank credit cards is a percentage of the total transaction value. For regular foreign transactions, the AU NOMO Credit Card is more economical due to its reduced markup price. Depending on the currency, credit card networks may charge extra fees. Fees for cash withdrawals, such cash advance fees, are recommended. Use a credit card with a reduced markup cost, keep up with promos, and carefully read your credit card’s terms and conditions to avoid these penalties.