I am thinking to apply for Kotak credit card, what are the documents required for it. So i can arrange everything in advance as i dont want any hassles or rejection.
Hey! Applying for a Kotak credit card is pretty straightforward, but you’ll need to have the right documents ready. Here’s a checklist of what you’ll need:
1. Identity Proof (Any one of these):
- PAN Card (mandatory for all credit card applications).
- Aadhaar Card.
- Passport.
- Voter ID.
- Driving License.
2. Address Proof (Any one of these):
- Aadhaar Card (if address is updated).
- Passport.
- Utility Bills (electricity, water, or gas bill not older than 3 months).
- Rent Agreement (registered).
- Driving License.
3. Income Proof (Depends on your employment type):
For Salaried Individuals:
- Latest 3 months’ salary slips.
- Bank statements for the last 3–6 months (showing salary credits).
- Form 16 (if salary slips are unavailable).
For Self-Employed/Business Owners:
- Income Tax Returns (ITR) for the last 2 years.
- Profit & Loss Statement (audited or self-certified).
- Bank statements for the last 6 months.
4. Photograph:
- A recent passport-sized photograph (some applications require this, though most use the one from your KYC).
5. Additional Documents (if applicable):
- Existing credit card statement (if you have another credit card).
- Rental agreements or investment proofs (if you’re using alternate income sources).
Important Notes:
- Video KYC: Kotak usually requires a video call to verify your identity and documents. Keep the originals handy for this step.
- Pre-approved Offers: If you’re an existing Kotak customer, you might not need to submit all documents (check your Net Banking or App).
How to Apply:
- Visit the official website: Kotak Credit Cards
- Choose your card and click “Apply Now”.
- Fill in your details and upload the required documents.
- Complete the video KYC process.
Need Help? Contact Kotak:
- Customer Care: 1860 266 2666 or 1860 266 0811 (toll-free).
- Email: [email protected].