What is the benefit of a fuel surcharge waiver in HDFC MoneyBack Credit Card?

Credit Cards HDFC
1

Does the card offer any benefits or waivers on fuel surcharges when used for fuel transactions?

2

The fuel surcharge waiver benefit on HDFC MoneyBack Credit Cards reduces the additional charge on fuel purchases. This benefit can help you save money on fuel.

How does it work?

  • The waiver is available on transactions of at least Rs. 400
  • The maximum waiver is Rs. 250 per statement cycle
  • The waiver is available at any petrol pump in India that accepts the card

Conditions

  • The waiver is subject to certain conditions, such as minimum transaction amounts or a monthly cap on the waiver amount

Example

  • If the fuel surcharge is typically 1% to 3%, you can save money on fuel purchases by using the fuel surcharge waiver
3

I often end up paying a little extra as fuel surcharge whenever I use my card at petrol pumps. Can you explain what is the benefit of the fuel surcharge waiver offered on the HDFC MoneyBack Credit Card, and how it actually helps me save?

4

I always noticed that whenever I used my credit card to pay for fuel, a little extra amount called “fuel surcharge” was added to my bill, and it felt unnecessary. That’s when I realized the real value of the fuel surcharge waiver benefit that comes with HDFC Bank Credit Cards like the MoneyBack+ or IndianOil card.

What is a Fuel Surcharge Waiver?

A fuel surcharge is usually around 1% of your fuel purchase that gets added automatically when you pay using a card. With the waiver benefit, HDFC Bank absorbs this cost for you, so you don’t end up paying extra on top of your fuel bill.

How It Benefits You

The biggest benefit is direct savings. For example, if you regularly spend on fuel, even small savings on each transaction add up over the month. It also makes your credit card statement cleaner, since you don’t see that extra charge every time you refuel.

Conditions to Keep in Mind

The waiver usually applies only on transactions above ₹400 and is capped at a certain limit per billing cycle (for example, up to ₹250 per month). It’s valid at fuel stations across India, so you can use it almost anywhere.

Why It’s Useful

If you commute daily or travel often, this benefit helps you cut down costs without any extra effort. Pair it with the reward points or cashback your HDFC card already gives, and you’re essentially getting more value out of every fuel purchase.

Official HDFC Bank Source

You can read more about the fuel surcharge waiver directly on HDFC Bank’s official website here: