Hello everyone
I was just comparing credit cards and wondering how Amex’s interest rates stack up against others. Any recent experiences or insights on their rates? Would love to hear what you have to say about this
American Express (Amex) credit card interest rates in India typically range from 35-42% per annum (around 3-3.5% per month), depending on the specific card and the cardholder’s credit profile. Compared to other banks, Amex interest rates are on the higher side, but they offer premium benefits, such as rewards, travel perks, and exclusive offers. If you clear your dues within the grace period, you can avoid interest charges altogether. It’s always best to check your card’s terms or contact Amex directly for the most up-to-date rates.