I recently landed a job and wanted to start using a credit card mostly an idfc first credit card. what is the minimum income to apply for it?
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Minimum income requirements for IDFC First credit cards
- IDFC FIRST Classic and Millennia cards: Minimum monthly income of ₹25,000
- FIRST Select card: Minimum annual income of ₹12 lakhs
- IDFC Wealth card: Minimum annual income of more than ₹36 lakhs
IDFC FIRST Classic Credit Card requires minimum annual income of Rs. 3 Lakhs. It is is the basic credit card requirement you need to meet to apply for the FIRST Classic Credit Card.
Rewards-
- Earn 10x reward points on all purchases greater than Rs.20,000.
- Earn 3x reward points on all offline spends.
- For online spends, you will get 6x reward points.
- 10x reward points given on all expenses made on your birthday.
- It is LifeTime Free card means no joining fee and no annual fee.