What is the minimum income requirement for Axis Bank Atlas Credit Card?

How much income do I need to earn to qualify for the Atlas card?

The minimum income requirement for the Axis Bank Atlas Credit Card is Rs. 12 Lakh in case of salaried employee and Rs. 15 Lakh in case of self - employed per annum. However, this may vary based on your creditworthiness and employment status. Axis Bank may offer custom eligibility criteria for select customers.

Axis Bank doesn’t publicly list a fixed income requirement for the Atlas Credit Card, but based on user reports, you typically need to have a monthly income of around ₹1.5 to ₹2 lakh or more to qualify. They also look at your credit score, repayment history, and existing relationship with the bank.

If your income is slightly lower but you have a strong credit profile or hold a premium Axis card already, you still might get approved. Best way is to apply through your RM or check pre-approved offers in the app or net banking.