What is the procedure for earning reward points in HDFC MoneyBack Credit Card?

Credit Cards HDFC
1

How can cardholders earn reward points on their transactions, and what is the earning structure?

2

To earn reward points with the HDFC MoneyBack Credit Card, you can spend money on the card. You can earn 2 reward points for every Rs 150 spent, and double points on online transactions.

Earning reward points

  • You can earn reward points on retail purchases.
  • You can’t earn reward points on fuel, cash advances, fees, eWallet loading, and easy EMI.
  • You can’t earn reward points on transactions under Rs 150.

Redeeming reward points

  • You can redeem reward points for cash back, air miles, or gifts from the rewards catalog.
  • You can redeem reward points for cash back at a rate of 100 points for Rs 20.
  • You can redeem reward points for air miles at a rate of 1 point for Rs 0.30.
  • You can redeem reward points for gifts from the rewards catalog.
  • You can redeem reward points at the Unified SmartBuy portal for flight and hotel bookings.

Reward point validity

  • Reward points are valid for two years from the date of accumulation.

Redeeming reward points online

  • You can redeem reward points by logging into the HDFC Netbanking portal.
  • You can also redeem reward points through the rewards website, mobile app, or customer care.