I want to transfer funds after work hours, so can someone tell me what the official timing for NEFT and RTGS transactions is in IDFC First Bank, and whether these services run 24×7 through internet banking or mobile app, including weekends and holidays?
I recently had to transfer money urgently, so I checked the NEFT & RTGS timings for IDFC FIRST Bank
Timing of NEFT and RTGS Transactions in IDFC FIRST Bank
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NEFT: This also works 24/7 and earlier money were sent in batch cycles but now there is no fixed time slots. It can be done on holidays and after bank hours. There is no minimum limit and the maximum limit depends on the account type.
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RTGS: It works 24/7 by net banking and mobile app whereas by branch it usually works between 10 AM to 5 PM on working days. Online RTGS also works on weekends and holidays.
Facts About NEFT & RTGS in IDFC FIRST Bank
| Feature | Key Details |
|---|---|
| Best Use Case | NEFT for normal payments, RTGS for urgent big payments |
| Processing Speed | RTGS = immediate, NEFT = 5–30 mins usually |
| Works on Holidays? | Yes (when using app / net banking) |
| Safe for Big Payments? | Yes, both are RBI regulated & secure |
| Method Availability | Online 24×7, branch only in working hours |