What’s the eligibility criteria for the ICICI Coral Credit Card, and how can I qualify?

Credit Cards ICICI
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1

I’m interested in getting the ICICI Coral Credit Card, but before applying, I want to know if I meet the eligibility requirements. What are the age, income, and credit score criteria I need to meet to qualify for this card? Does ICICI have any special conditions like being a bank customer or maintaining a specific relationship with them? How strict is the eligibility process, and are there any tips to improve my chances if I don’t meet all the criteria initially?

2

When I was looking to apply for the ICICI Coral Credit Card, I wanted to make sure I met all the eligibility criteria, so I did some research. To qualify, you typically need to be between 23 and 58 years old and have a minimum annual income of around ₹3,00,000 to ₹4,00,000. This is the income requirement most people fall under, though if you’re in a major metro city, ICICI might be a bit more flexible. A good credit score of 750+ is also really important since ICICI will want to see you have a solid history of managing your credit responsibly.

If you’re already an existing ICICI customer, especially with a salary account, it can definitely help with your chances. When I applied, I was already banking with ICICI, and that seemed to make the process smoother for me. Another thing I found was that some companies have corporate tie-ups with ICICI, which can sometimes make it easier to get approved for the card.

If you don’t meet all the eligibility criteria right away, don’t worry—it’s not the end of the road. You can try improving your credit score or showing additional income like a co-applicant if you need that extra push. Also, if ICICI has any pre-approved offers for you, it’s worth checking those out because they tend to have a higher success rate.

3

There is are only a few requirements from ICICI like your income should be more than ₹2,50,000/- per year and you should be above the age of 21 and you should be a Indian citizen you can be resident or non-resident.

I would suggest if you don’t have any other card then only take this card as it is not as lucrative as other cards like it in the space like IndusIND bank Tiger credit card, HDFC millennia or the SBI cashback.