What is the lowest CIBIL score accepted for credit card approval? How does the CIBIL score affect the chances of getting approved? Is a higher score required for premium credit cards? Can individuals with a lower credit score still apply? Are there secured credit card options available for those with poor or no credit history?
Entry-Level Cards: A minimum CIBIL score of 650 is typically required.
Premium Cards: For cards offering enhanced features and benefits, a higher CIBIL score of 750 or above is often necessary.