What actions does the cardholder need to take to close the credit card account, such as contacting customer service or submitting a formal request? Are there any requirements to clear the balance or outstanding dues before the card can be closed? How will the cardholder receive confirmation of the closure, and are there any documents or forms required? Does closing the card affect the cardholder’s credit score or credit history?
Clear any outstanding balances, use reward points, file a closure request, have the closure confirmed within 7 working days, and get reimbursed if the request is denied in order to close your AU Small Finance Bank credit card. If the card is not used for more than a year, destroy the actual card and notify the bank. There is no need to visit a branch, and comprehensive information on canceling a credit card can be found in the bank’s official guidelines.