Which credit card I should go for Phone Pe and HDFC co-branded credit card or TATA Neu HDFC credit card

[Anushka]

Hello,
I am planning to apply for a credit card that gives rewards/cashbacks on online spends. So, I am confused between the two cards that are TATA Neu HDFC credit card and newly launched HDFC and PhonePe co -branded credit card. My yearly spends on online shopping, food delivery are 4 L-5L, so which card should I go for?

[Aarav]

HDFC Tata Neu Credit Card Infinity-

• Rewards-
  5% NeuCoins rewards at partner Tata brands.
  1.5% on Tata Neu UPI ID Spends
  5% NeuCoins rewards on every bill payment via Tata Neu.
  1.5% NeuCoins Rewards on all other spends.
• Annual Fees- 1,499+ Taxes

PhonePe HDFC credit card-
5% cashback on PhonePe partner merchants (Swiggy, Zomato, Myntra, etc.).

2% cashback on other PhonePe spends.

1% cashback on all other online spends.

Annual Fee-499+ Taxes

As you are spending more on online Shopping and food delivery and they all are PhonePe partner merchants , so I guess you should go for PhonePe HDFC credit card

[Nilesh]

@Anushka

I am planning to apply for a credit card that gives rewards/cashbacks on online spends. So, I am confused between the two cards that are TATA Neu HDFC credit card and newly launched HDFC and PhonePe co -branded credit card. My yearly spends on online shopping, food delivery are 4 L-5L, so which card should I go for?

i was abel to find

I came across this table on Instagram, and I believe it provides a comprehensive answer to your question. Please refer to it for further clarity.