I’m looking for a good pet insurance plan for my cat and want to make sure it covers dental care has anyone’s pet insurance in India actually covered dental treatment or did you have to pay for it separately?
I also looked for this myself because I wanted to know if dental treatments are covered in pet insurance in India. It’s something many pet owners wonder about since dental care is important but can be costly.
Which Indian pet insurance covers dental treatment?
-
The standard pet insurance plans are mainly focused on accidents, illnesses and hospital stays whereas routine dental care like cleaning or checkups are not included in these basic plans.
-
A few insurers may provide add-on wellness covers which includes dental treatments like cleaning or minor procedures. These are extra benefits which you can choose while buying the policy.
-
Suppose your pet’s teeth gets injured due to an accident then some policies may cover the cost of treatment but this doesn’t include any disease or routine care.
-
Every insurance plan has different rules. Many cover more than others while some have waiting periods or limits. You should always check the details before buying a plan.
Common Add-Ons in Pet Insurance Plans
| Add-On Cover Type | What It Includes | Why It’s Useful |
|---|---|---|
| Dental Care | Cleaning, check-ups, minor treatments | Helps maintain your pet’s oral health and avoid expensive procedures later |
| Vaccination Cover | Regular vaccines for pets | Prevents common diseases and keeps your pet healthy |
| Wellness Plan | Routine tests, grooming, preventive treatments | Supports overall health and reduces frequent vet visits |
| Emergency Care Cover | Accidents, injuries, critical treatment | Provides financial help during unexpected health issues |