Which Is the Best Travel Insurance Policy in India for International Trips?

General
1

I want to travel abroad and would like to find out that I could buy a travel insurance with an Indian insurance company. There is variety in the number of insurers in the market, but which of these travel insurance covers offer the best policy of travels to other countries in India regarding cover, claims, and price?

2

The ideal travel insurance to take in India is related to your destination, duration, personal interests and affordability.

The following are some of the best travel insurance coverage providers in 2025 in India:

  1. HDFC ERGO- Travel Explore Plan
    This policy will cover up to USD 500,000 and covers emergency medical procedures, evacuation, and CO-VID 19 expenses. It also covers trip cancellations, delayed or baggage loss, and personal coverage. There is no medical examination needed when you are less than 60.

  2. Tata AIG- Travel Guard Plan
    The plan provided by Tata AIG proposes extensive medical cover around the world with added values such as trip cancellation/ interruption, delay, and passport loss. You may also choose additional features such as adventure sports insurance and home burglary cover. They support its clients internationally which facilitates easier processing of claims when travelling.

  3. ICICI Lombard -International Travel Insurance
    ICICI Lombard offers flexible coverage periods, and this is apt with short as well as long trips. It covers cashless hospitalization, the convenience of covering trips, including tracking the digital claims using an application.

  4. International Travel Insurance ACKO
    In case you want a cheap plan, ACKO has all the fundamental covers related to emergency medical expenses, baggage problems, and travel delays at a reasonable price. The policy is completely online and best suited as a low-cost short trip.

Ways of Selecting the Best Travel Insurance

  • Seek a medical coverage of USD 100,000 and above

  • Makere sure you are able to settle claims without cash in a foreign country

  • Compare premium, what is not covered and optional coverage good and bad to add

  • Ensure that the policy covers the visa requirements at your destined place