I am confused in choosing between the RBL bank platinum maxima credit card and the RBL bank supercard. Which one should i go for?
Key Differences:
- Cashback and Rewards:
- Platinum Maxima focuses on offering cashback (5% on dining/entertainment) and rewards points for every spend. It’s great for those who want to earn cashback for their daily purchases.
- SuperCard provides a broader range of cashbacks and reward points on all purchases. It also has the added benefit of 0% interest on cash withdrawals for up to 50 days, which can be useful for emergencies.
- Movie Benefits:
- Platinum Maxima provides discounts on movie tickets and entertainment.
- SuperCard offers free movie tickets and more comprehensive discounts on movie bookings.
- Cash Withdrawals:
- Platinum Maxima offers standard rates for cash withdrawals, which may attract higher interest charges.
- SuperCard, however, provides 0% interest on cash withdrawals for up to 50 days, which is beneficial if you need to withdraw cash.
- Travel Benefits:
- Platinum Maxima provides basic travel benefits, including airport lounge access and cashback on travel bookings.
- SuperCard comes with a more premium travel experience, such as concierge services, better airport lounge access (domestic & international), and discounts on hotel bookings.
- Overall Flexibility:
- The SuperCard is ideal for someone looking for a multi-functional credit card that combines the best of credit and debit features with added benefits in travel, cash withdrawals, and emergency flexibility.
- The Platinum Maxima is a better option if your primary focus is cashback (particularly on dining and entertainment) and if you don’t need as many premium travel benefits.
Conclusion:
- If you’re looking for a simple cashback card with great dining and entertainment perks, Platinum Maxima would be a good fit.
- If you want more flexibility, including cash withdrawal benefits, free movie tickets, and premium travel perks, the SuperCard might be the better choice for you.