In a month, I will be going to Japan on a two weeks vacation and would like to purchase the appropriate travel insurance. There are numerous plans to choose among and I cannot tell which would provide the best coverage in Japan. My question is what is the best travel insurance in Japan covering the Indian people.
In case you are traveling to Japan as an Indian citizen, you need to take up traveling insurance that would cover high medical bills, risks that might arise during a trip and giving you emergency assistance. Japanese healthcare is outstanding and very costly to the tourists. The selection of appropriate travel insurance will provide you with rest when traveling.
This are some of the best travel insurance policies to Japan in India:
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HDFC ERGO - Excursion on International Travel Insurance
The plan has USD 500,000 of medical coverage, covers emergency hospitalization, evacuation, and covers COVID-19. It also includes delay on trips, baggage loss and loss of passports. Round the clock world wide help is available and cashless claims are incorporated. You don not need any medical check-up when you are below the age of sixty. -
Tata AIG - Travel Guard International Plan
This plan has been noted to have high medical sum insured, and is also limited when it comes to cover of pre-existing conditions. It includes the covering of trips that are canceled, curtailed and delayed. You may also elect to have add-ons such as adventure sports or home burglary cover. -
ICICI Lombard-international travel insurance
This policy comes with flexible periods and can, therefore, be applied in short trips and long-term stays. It contains medical services in case of emergency, personal liability, and hijack distress allowance. Their android application assists you in monitoring and putting in claims. -
International Travel Insurance ACKO
This plan is perfect for to those who are on a tight budget, it is fully digital and has fast issuance. It includes payments of hospitalisation, delays in travel, loss of bags and COVID-19 cost.
What to Look Out For Rather Visiting Japan:
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Medical cover of at least 100 thousand dollars
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Entrance to cashless networks of hospitals
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Repatriation and emergency evacuation
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Delay and Trip cancellation cover
Hey, I’m planning a trip to Japan from India and want to be on the safer side. Can someone suggest which travel insurance would be the best choice for such a trip?
Hii, that’s a great thought! Japan is an amazing destination, but since medical care and even basic expenses there can be quite expensive, having the right travel insurance is really important when traveling from India. The “best” policy depends on your budget, trip length, and what you value most in coverage.
What to Look for in Travel Insurance for Japan:
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Medical Coverage – Healthcare in Japan is costly, so look for a plan that offers at least USD 50,000–100,000 in medical coverage, including hospitalization and outpatient expenses.
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Emergency Assistance – 24/7 support is essential, especially in a foreign country where English may not always be commonly spoken.
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Trip Cancellation & Delay – Covers you if flights are delayed, rescheduled, or cancelled due to weather or other reasons.
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Baggage Loss/Delay – Protects against loss of luggage or important documents.
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Cashless Hospitalization – Check if the insurer has tie-ups in Japan for a smoother claim process.
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Adventure Sports Coverage – If you’re planning activities like skiing or hiking, choose a plan that covers adventure sports.
Popular Travel Insurance Providers for Indians Visiting Japan:
• TATA AIG Travel Insurance – Known for strong medical coverage and cashless treatment.
• ICICI Lombard Travel Insurance – Good for comprehensive plans with trip cancellation benefits.
• HDFC ERGO Travel Insurance – Strong global network with quick claim support.
• Religare (Care) Travel Insurance – Offers affordable plans with decent medical coverage.
Personalized Tip:
If your trip is short (under 15 days), a basic plan with strong medical + baggage protection might be enough. But if you’re staying longer or have multiple destinations in Asia, go for a more comprehensive plan with higher medical limits.
• In short, the “best” travel insurance for Japan from India is one that balances high medical coverage, 24/7 assistance, and smooth claim settlement. Comparing a few plans online before booking your tickets is always a smart move.