Why do UPI transactions fail when I use a VPN, and what is the safe way to fix this issue?
UPI transactions often fail when you use a VPN because banks and payment apps detect unusual or masked locations for security reasons. To protect against fraud, they may block or decline transactions made through VPNs.
Safe Way to Fix the Issue:
The simplest and safest solution is to:
• Turn off your VPN while making UPI payments.
• Ensure you are using the official UPI-enabled app (like BHIM, PhonePe, Paytm, or your bank’s app).
• Keep your mobile number linked to your bank account active for verification.
Official Reference:
For more details, you can check the NPCI (which manages UPI) official page here:
UPI transactions often fail when you use a VPN because banks and payment apps detect unusual or masked locations for security reasons. To protect against fraud, they may block or decline transactions made through VPNs.
Safe Way to Fix the Issue:
The simplest and safest solution is to:
• Turn off your VPN while making UPI payments.
• Ensure you are using the official UPI-enabled app (like BHIM, PhonePe, Paytm, or your bank’s app).
• Keep your mobile number linked to your bank account active for verification.
Official Reference:
For more details, you can check the NPCI (which manages UPI) official page here: