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About the Charges & Penalties category
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0
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5
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March 4, 2026
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Why is there no grace period for ECS like credit card payments?
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1
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33
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October 10, 2025
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Are ECS penalties ethical when SIPs are voluntary investments?
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1
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33
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October 10, 2025
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Are ECS/NACH charges outdated in India’s digital banking era?
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1
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19
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October 10, 2025
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Why do banks earn more from ECS bounce than savings interest?
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1
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16
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October 10, 2025
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Should RBI cap ECS/NACH return charges across all banks?
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1
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23
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October 10, 2025
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Does IDFC First Bank really offer zero ECS mandate charges?
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1
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33
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October 10, 2025
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Can ECS mandate registration be done fully online without paperwork?
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1
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24
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October 10, 2025
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Why does Paytm Money charge NACH registration fee but Groww doesn’t?
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1
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21
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October 10, 2025
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Are NACH mandate registration charges of ₹200 worth paying?
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1
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19
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October 10, 2025
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Can I reuse the same ECS mandate for multiple SIPs?
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1
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19
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October 10, 2025
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Why did my bank charge NACH setup fee despite being a zero-fee account?
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1
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43
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October 10, 2025
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Can banks legally charge GST on NACH registration fees?
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1
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25
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October 10, 2025
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How to check ECS mandate status after bank account change?
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1
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61
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October 10, 2025
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Why does my AMC charge mandate setup fee when bank also does?
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1
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23
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October 10, 2025
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How to verify if my NACH registration was charged twice?
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1
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31
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October 10, 2025
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Can ECS return be reported to credit bureaus automatically?
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1
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21
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October 10, 2025
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Does an ECS bounce affect my CIBIL score in 2025?
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1
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36
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October 10, 2025
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How to repair CIBIL after ECS bounce record?
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1
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17
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October 10, 2025
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How long does a NACH return stay in credit report?
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1
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24
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October 10, 2025
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How to restart SIP after ECS return penalties?
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1
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41
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October 10, 2025
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Does LIC policy lapse if ECS payment fails multiple times?
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1
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39
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October 10, 2025
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Why did my mutual fund SIP stop after three ECS failures?
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1
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25
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October 10, 2025
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Can multiple ECS failures reduce my credit score permanently?
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1
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20
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October 10, 2025
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How many ECS bounces are tolerated before credit impact?
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1
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17
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October 10, 2025
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Can a home loan ECS bounce lower my credit score instantly?
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1
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25
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October 10, 2025
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Are zero-fee IDFC First accounts really exempt from ECS return charges?
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1
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33
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October 10, 2025
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Axis vs HDFC - who charges higher for ECS bounce in 2025?
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1
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33
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October 10, 2025
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Which bank sends alerts before deducting NACH penalty?
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1
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33
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October 10, 2025
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Is ICICI more expensive than IDFC First for ECS returns?
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1
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38
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October 10, 2025
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