I currently do not have a credit score because I have never taken any loans or held a credit card before. I am now interested in applying for a credit card, but I am unsure whether it is possible to get approved without an existing credit score or credit history.
Yes, you can apply for credit card with no credit score such as-
Credit Card against Fixed Deposits- Credit Card that stays linked to your fixed deposits, which is used as collateral to secure the credit limit against FD.
Add on Credit Card- Add on credit card is a additional credit card that is issued to the family members of primary card holder.
You can get a Co-Signer- A person who has a credit card and strong credit profile.
Hey Aarav, Yep, you can still get a credit card without a score, it’s just a little trickier. Banks usually offer options like secured cards (where you put down a deposit first) or entry-level beginner cards that don’t ask for much history. Think of it like borrowing your friend’s bike for the first time, they just want some kind of trust signal before handing over the keys.