Credit Score

CIBIL CIBIL is the most well-known and most used credit bureau in India, operated by TransUnion CIBIL. Your CIBIL score is a 3 digit number ranging from 300 to 900. A score above 750, is considered to be a good score and increases your chances of Credit Cards & Loan Approval. Equifax Equifax is a global credit bureau that provides credit scores for individuals and businesses in India. Just like CIBIL, their scores also range from 300 to 900—and the closer you are to 900, the better your chances of loan approvals. CRIF CRIF High Mark is one of India’s four RBI-approved credit bureaus. Although less popular than CIBIL, banks and lenders do verify CRIF scores while considering loan applications.