How to check credit score for free?

Credit Score CIBIL
1

I’m planning to apply for a credit card and got curious about my credit score. I’m not sure how to check it. Can someone please guide me on how to check my credit score and which platforms are reliable?

2

You can check your CIBIL score on Credit Information Company’s official website (CIBIL, Equifax, Experian, and CRIF High Mark) or you can check through different portal and websites such as PaisaBazzar, Paytm etc. You will have to fill your basic details like name, age, gender or check credit score by pan number as well.
To check your CIBIL score you can follow these steps-

1.Visit the CIBIL website: Go to the official CIBIL website.

  1. Register or log in: Create a new account or log in to your existing account,

  2. Fill out the form: Fill out the form with your details like name, email ID, ID, DOB etc and submit.

  3. Get your free credit report: Once verified, you will get your free annual credit report on your registered email ID.

3

I want to keep an eye on my credit health but don’t want to pay how can I track my credit score for free, how often should I check it, and which reliable apps or websites should I trust?

4

I completely understand your interest in monitoring your credit health without paying extra. The good news is that in India, you can check your credit score for free once a year from each of the four RBI-approved credit bureaus — CIBIL, Experian, Equifax, and CRIF High Mark.

Steps to Check Your Credit Score for Free

  1. Visit the website of any RBI-recognized credit bureau.

  2. Register using your PAN, Aadhaar, and basic details.

  3. Complete a quick identity verification process.

  4. Download or view your credit report online.

This report will show your credit score, repayment history, and active loans/credit cards.

How Often Should You Check?

Ideally, check your credit score at least once every 3–6 months to ensure accuracy and detect any errors or fraudulent activity early.

Frequent checking through official channels does not lower your score.

Trusted Official Source

You can start by checking your free annual credit report from TransUnion CIBIL, one of India’s leading credit bureaus, here:

https://www.cibil.com