I have a credit score of 760, and I am curious to know whether this is considered a good score, Based on this credit score, am I eligible to apply for a credit card, and what type of credit cards would I likely qualify for?
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Generally credit score above 750 is considered good.
Here’s the list of credit score and what do they mean.
- Score above 750 is considered excellent credit.
- Score from 700 to 750 is considered good credit.
- Score from 650 to 700 is considered fair credit.
- Score from 600 to 650 is considered poor credit.
- Score below 600 is considered poor credit.
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Yes, a credit score of 760 is considered very good. In India, credit scores above 750 are generally seen as excellent by banks and financial institutions. With a score of 760, you are likely to be eligible for most credit cards, including premium and rewards cards.
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Anushka so the score of 760 is honestly great!! in India, it’s like being in the “safe zone” where banks and card issuers start trusting you a lot more. You’ll pretty much be eligible for most credit cards (even the premium ones, depending on income and bank relationship), not just the entry-level ones. So yeah, you’re in a really good place to apply confidently!!! Let’s goooo!
A score of 760 is a good place to be in India and banks see you as a low risk customer. With that score you can pretty much apply for most cards and have a strong chance of approval. Along with your income and profile, a 760 usually opens doors to cards like HDFC Regalia, SBI Prime, Axis Magnus, ICICI Coral or Amazon Pay ICICI, and even premium travel cards like American Express Membership Rewards or Citi PremierMiles if your income fits. So you are not limited to entry level cards, you can start picking based on rewards, travel perks, or cashback that actually suits your lifestyle.